Wish you could see the steam pouring out of my ears. The President has done something unprecedented. He's claimed a 'recess appointment' when the Congress wasn't officially in recess. All so he could bypass Congress and place Richard Cordray as director of the new Consumer Financial Protection Bureau. The Republicans have been holding "pro-forma" sessions every three days which met the constitutional requirement to avoid calling their winter break a recess.

Senate Republicans had a good reason for refusing to confirm any nominee to this new agency. It's part of the disastrous 2010 Dodd-Frank financial reform legislation. The new agency was given too much unbridled power and could seriously damage our already-on-life-support economy.

The Heritage Foundation has a great article detailing the problems with the Consumer Financial Protection Bureau. Read it and be educated about why such a beneficial-sounding agency is actually bad for the people it claims to protect.